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Past two (2)
years W-2 statements. |
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Pay Stubs
covering the last (30) thirty days. |
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Most recent
three months banks statements. |
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Photocopies of any stocks or
certificates of deposits. |
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Most recent transaction summary
of 401K, IRA, or Mutual Fund Accounts. |
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Copy of the purchase and sale
agreement. |
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If you are currently
renting….either 12 months canceled rent checks or the name and address of
your current landlord. |
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If you are currently
renting….either 12 months canceled rent checks or the name and address of
your current landlord. |
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If you are currently
renting….either 12 months canceled rent checks or the name and address of
your current landlord. |
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If divorced… a fully executed divorce decree. |
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For a refinance, a copy of the deed, and most recent tax bill. |
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A
letter of explanation for any known credit problems. |
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No Documentation, if you go No Doc |
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For self employed borrowers, employed in sales, paid by commission, or owns
rental real estate. |
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Two (2) years signed personal tax returns- including all schedules. |
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If self-employed through a corporation, last two years corporate returns as
well as a year-to-date profit and loss statement and balance sheet. |
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